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Showing posts from December, 2024

Hype vs reality

Things to keep in mind and investing mistakes to avoid Fall and Rise is part of the equity market. Don't let the market volatility change your long-term investing plan.  Keep equity, fixed income, property, and gold separate (avoid single NAV products). Selling 15% IRR assets (equity) to invest in 9-10% IRR assets. Keep insurance and investment separate. Not creating an emergency fund.  Not focusing on liquidity & flexibility in investing. Avoid faddish investments. Exiting investments in panic due to market volatility. Avoid trading in stocks and F&O.  While you work for money, let the money work for you as well How do you put that into practice? The answer is that you get someone who is professional to manage it for you.  No one can time the market accurately What if it were possible to buy at the bottom and sell at the top? Many people have made numerous attempts but failed. That is the reason why experts advise investors not to time the market.  Don'...